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Posted: Wed Jan 14, 2009 9:00 am
by CygnusX1
First off, the cell phone goes bye bye. Then I look for other "niceties" that
can be done away with, like cable movie channels and HIGH SPEED
INTERNET, (hardwired) home phone features like call waiting, etc.

(In other words, pay for what you NEED, not what you WANT.)

If that isn't enough, then comes the time to look for a second (or
diversified) income. We all are good at more than one thing...

Why not get paid for it?

If that is still short, I'd ask my creditors for a break and just pay
interest
on my accounts until I get back in the game.

(I'll bet you didn't know you could do that, do ya?)

Fact is, most of these "Credit Help" outfits do exactly just that.

They call your creditors and ask for extensions and interest-only
payments until you can pay the principal again. Sure, it turns back the
repay clock, but it also keeps your credit rating intact, and good credit is
EVERYTHING.

Posted: Wed Jan 14, 2009 9:38 am
by ElfDude
If I were to sum up what you just said into three words they would be, "Cut your spending".

Everybody instinctively knows this.

So why do Pelosi, Bush, Reid, and Obama seem to think that the best thing to do now is to borrow and spend and borrow and spend like the governent has never borrowed and spent before? The printing of US currency is up 70%. Our defecit will be way over a trillion dollars this year and the president elect says that's going to continue for years to come.

I've been staying out of political discussions but this is not a partisan discussion. I can't see any thinking person of any party disagreeing with "cut your spending when the money is tight". This shouldn't turn into me arguing with my friends.

It would seem that the leadership of both parties are hellbent on turning this recession into a huge depression by doing the exact opposite of what needs to be done.

What's going on?

Posted: Wed Jan 14, 2009 9:42 am
by Big Blue Owl
Aaaaaand, how is it that this logic is so clear, almost "duh" to you and me, and seems to be lost on those who it should be second nature to?
I still remain confident and hopeful, but this does seem to be a Bizarro World solution.

Posted: Wed Jan 14, 2009 9:49 am
by ElfDude
Big Blue Owl wrote:Aaaaaand, how is it that this logic is so clear, almost "duh" to you and me, and seems to be lost on those who it should be second nature to?
I still remain confident and hopeful, but this does seem to be a Bizarro World solution.
May your hope and confidence become contagious! :D

Posted: Wed Jan 14, 2009 10:06 am
by CygnusX1
ElfDude wrote:If I were to sum up what you just said into three words they would be, "Cut your spending".

Everybody instinctively knows this.

uh....okay....sorry I blew up.

Maybe, public-schooled as I am, I should have suggested a bailout. :???:

Posted: Wed Jan 14, 2009 11:20 am
by ElfDude
CygnusX1 wrote:
ElfDude wrote:If I were to sum up what you just said into three words they would be, "Cut your spending".

Everybody instinctively knows this.

uh....okay....sorry I blew up.

Maybe, public-schooled as I am, I should have suggested a bailout. :???:
LOL!!!

Posted: Fri Jan 16, 2009 7:30 am
by CygnusX1
I had to share the following thought...what's wrong with this picture?

(Extracted from Michelle Malkin @ www.townhall.com)

Joe the Plumber, an average guy with no Ivy League degrees in business
or finance, was strung-up-and-gutted by the drive-by media for a
$1,182.98 Ohio tax lien. Little known to many, the state had sent
his notification to a prior residence he had vacated. Nothing was
intentional - by any stretch of the far-left imagination. Sorry guys.

On the other hand, Barack Obama's Treasury Secretary nominee
Tim Geithner failed to pay some $43,000 in federal self-employment
taxes for four separate years
-- and only coughed up the remaining
$26,000 of that debt when he was named Obama's Treasury
Secretary-designate in November.


Siggy's two cents: That's just not right y'all. Sure, life's not fair, but this
is a joke. No wonder Joe left the country to work for Pajamas Media. :roll:


Just a thought. :oops:




And now...back to your regularly scheduled T,T&P.....

Posted: Fri Jan 16, 2009 8:35 am
by ElfDude
^^^^^

Heh, we've seen more scandals just in this transition...

Posted: Fri Jan 16, 2009 5:24 pm
by awip2062
I thought that long list of questions Obama had them all filling out was supposed to keep this scandal season from happening. :-(

Posted: Fri Jan 16, 2009 5:31 pm
by zepboy
No, actually it was the Big O could remove himself from the scandal in the future when things are exposed (and they will be).

Posted: Mon Jan 19, 2009 9:03 am
by Big Blue Owl
Ah, just keep clinging to the hope that the new president will be horrible like that last one.

Does everyone have their O-bomb-a shelters built and ready to move into tomorrow? :P

Posted: Mon Jan 19, 2009 11:17 am
by ElfDude
Big Blue Owl wrote:Ah, just keep clinging to the hope that the new president will be horrible like that last one.

Does everyone have their O-bomb-a shelters built and ready to move into tomorrow? :P
You just reminded me of a movie. Any of you guys ever see Blast From the Past?

Posted: Mon Jan 19, 2009 3:05 pm
by awip2062
LOL Yeah, that was funny! It was a good silly movie. :-)

Posted: Mon Jan 19, 2009 3:51 pm
by Big Blue Owl
Smoothy switcheroo.

Posted: Mon Jan 19, 2009 4:24 pm
by ElfDude
Big Blue Owl wrote:Smoothy switcheroo.
I wasn't really trying to change the subject. You just got me thinking about bomb shelters and then that movie sprang to mind.

To answer your question, no, I haven't. :)